25 Best Expense Tracker App for Business (2027)

Lost receipts, late reports, and slow payouts cost your business time and money, and the right expense tracker app fixes all three.

October 13, 2026

7 min read

Overview

Most teams still chase paper receipts and fill in long spreadsheets. Finance waits days for approvals. Staff wait weeks to get their money back. An expense tracker app solves this. You snap a photo of a receipt. The app reads it, sends it for approval, and adds it to your books.

But you have hundreds of options. Some suit freelancers. Some suit large companies. Some work best only if you already use tools like Microsoft 365 or Zoho.

We reviewed and compared 25 apps to help you find the best expense tracker app for your business in 2027. Each review shows what the app does, what it costs, and who should use it.

What Is an Expense Tracker App?

An expense tracker app is a tool that records, checks, and reports the money your team spends on business costs. It replaces paper receipts, spreadsheets, and long email chains with one simple app.

Here is how it works:

Capture: An employee takes a photo of a receipt with their phone. The app reads the amount, date, and store name on its own.
Submit: The app turns the receipt into an expense claim in seconds.
Approve: The app sends the claim to the right manager. The manager approves or rejects it with one tap.
Pay back: Finance repays the employee, often straight to their bank account.
Sync: The app sends the data to your accounting tool, such as QuickBooks or Xero.

Many apps also track mileage, set spending limits, issue company cards, and handle foreign currencies. Some people call this type of tool Expense Management software.

A good app to tracking expense saves time for everyone. Staff stop chasing refunds. Managers stop checking long forms. Finance gets clean, real-time data and spots errors or fraud early.

What Challenges Do Businesses Face Without an Expense Tracker App?

Many businesses still track spending with paper, spreadsheets, and email. This old way creates real problems.

Lost receipts. Staff lose paper receipts all the time. Without a receipt, finance cannot approve the claim, and the employee may never get paid back.
Slow approvals. Managers get claims by email and forget them. Claims sit for days or weeks. Staff grow frustrated while they wait for their money.
Manual errors. People type numbers by hand into spreadsheets. One wrong digit throws off your books. Finance then spends hours finding and fixing the mistake.
Fraud and policy breaks. Without clear rules, staff can claim the same receipt twice or spend over the limit. Nobody notices until it is too late.
No real-time view. Leaders cannot see how much the team spends until the month ends. By then, it is too late to stop overspending.
Wasted time. Finance teams spend days each month chasing receipts, checking forms, and entering data. That time could go to more useful work.
Tax and audit stress. Missing records make tax season hard. If an auditor asks for proof, you may not have it.

An expense tracker app fixes these problems. It captures receipts, routes approvals, flags policy breaks, and gives you a live view of spending.

Comparison Table: 30 Best Expense Tracker App for Business (2027)

#	App	Best Feature	Free Trial
1	Expense 365	Works inside Microsoft Teams and SharePoint	Free demo + 14-day free trial
2	Fyle (Sage Expense Management)	AI reads receipts from text, email, and Slack	Yes
3	Expensify	SmartScan receipt capture	Free for individuals
4	Zoho Expense	Deep links with Zoho Books and Zoho apps	Free plan for up to 3 users
5	Rydoo	Per diem rules for many countries	Yes
6	Happay	Ready for Indian GST rules	Demo only
7	Finly	Simple, clean design	Check website
8	Airwallex	Low-cost foreign exchange	Free plan
9	Volopay	Cards, bills, and claims in one place	Demo only
10	Ramp	Free corporate cards with smart automation	Free plan
11	Brex	Global corporate cards with high limits	Free plan
12	BILL Spend & Expense	Bill pay and spending in one tool	Free plan
13	Airbase (Paylocity)	Strong spending controls	Demo only
14	SAP Concur	Global tax and policy rules	Demo only
15	Navan	Travel booking and expenses in one app	Demo only
16	Payhawk	Live view of all company spending	Demo only
17	Emburse	Handles complex company rules	Demo only
18	Rippling Spend	Uses HR data to set spending limits	Demo only
19	Moss	Links to European accounting tools	Demo only
20	Pleo	Smart cards for every employee	Free plan
21	Webexpenses	Built for UK VAT rules	Yes
22	Spendesk	Purchase request approvals	Demo only
23	Declaree (Yokoy)	AI checks every claim	Demo only
24	ExpensePoint	Quick and easy setup	Yes
25	Abacus (Emburse)	Real-time payouts	Demo only

1. Expense Tracker 365 – Best Overall Expense Tracker App

Expense Tracker 365 is an expense trackeing software built to run inside Microsoft 365. Your team submits, approves, and tracks expenses right in Microsoft Teams, with no new tool to learn. All your data stays in your own Microsoft 365 environment, not on an outside server. That makes it a safe, simple choice for any business that already works in Microsoft 365.

Best for: Small, mid-sized, and large businesses that use Microsoft 365 and Teams every day.

Key Features

AI receipt scanning: Snap a photo of a receipt, and the app reads the date, amount, and store name for you. No more typing numbers by hand.

Mileage tracking: Staff log trips, and the app works out the distance and the amount to pay back.

Multi-level approvals: Claims go to the right managers in the right order. You set the approval steps once, and the app follows them every time.

Approvals in Microsoft Teams: Managers approve or reject claims inside Teams with one click. They don’t need to open another app.

Policy rules: You set spending limits and rules. The app flags any claim that breaks them before it reaches finance.

Multi-currency claims: Staff can submit expenses in any currency, which helps teams that travel abroad.

Expense categories: Sort spending into groups like travel, meals, and supplies so reports stay clean.

Dashboards and reports: See who spent what, when, and where, all in real time.

Export options: Export data to Excel or CSV for your accounting team.

Mobile access: Submit and approve expenses on the go from a phone.

Data in your own tenant: All records stay in your Microsoft 365 and SharePoint, so your data stays under your control.

Integrations

Expense 365 connects with the tools your business already uses:

Microsoft 365 apps: Microsoft Teams, SharePoint, Microsoft Entra ID (single sign-on), Power BI, and Power Automate.

Accounting software: QuickBooks, Xero, and Zoho books. Approved expenses move straight into your books, so finance doesn’t type them in again.

Banks: Connect your bank or card accounts to bring in transactions on their own and match them with receipts. This makes repaying staff faster and keeps your records accurate.

Credit Cards: Visa, Mastercard and American Express

Pros

Easy to start, since your team already knows Microsoft 365

Data stays inside your own Microsoft 365 environment

Fast approvals right inside Teams

No extra logins or passwords

Little training needed

Cons

Works best only for businesses that use Microsoft 365

No built-in company cards

Ready to simplify expenses in Microsoft Teams?

2. Fyle (Sage Expense Management) – Best AI Receipt Scanning Expense Tracker App

Fyle is an expense tracker app that uses AI to read receipts fast and accurately. Staff can send receipts by text, email, Slack, or Microsoft Teams, and Fyle fills in the details on its own. Sage bought Fyle, and it now sells under the Sage Expense Management name. It works with the credit cards your business already uses, so you don’t need to switch banks.

Best for: Small and mid-sized businesses that want hands-free receipt capture.

Key Features

AI receipt scanning: Fyle reads the amount, date, and store name from any receipt in seconds.

Receipts by text or chat: Staff text a photo, forward an email, or post in Slack or Teams. Fyle turns it into a claim.

Live card feeds: Fyle links to your existing Visa, Mastercard, or Amex cards and tracks each purchase as it happens.

GPS mileage tracking: The app logs trips and works out the amount to pay back.

Integrations

Accounting software: QuickBooks, Xero, NetSuite, and Sage Intacct

Chat apps: Slack and Microsoft Teams

Cards: Visa, Mastercard, and American Express

Pros

Very accurate AI receipt capture

Works with the cards you already have

Many easy ways to submit receipts

Cons

Pricing and features may change under Sage

Few travel booking features

3. Expensify – Best App to Tracking Expense for Small Business

Expensify is one of the most popular expense tracker apps in the world. Its SmartScan tool reads receipts in seconds. Staff can submit claims through a simple chat-style screen. The Expensify Card also gives cash back on company spending.

Best for: Small businesses that want a fast, easy setup.

Key Features

SmartScan: Snap a receipt, and the app fills in the details for you.

Expensify Card: A company card that matches receipts on its own and offers cash back.

Mileage tracking: GPS logs trips and works out the payback amount.

Auto approvals: Claims that follow your rules get approved without anyone checking them.

Integrations

QuickBooks, Xero, NetSuite, Sage Intacct, and Gusto

Pros

Very easy for staff to use

Strong mobile app

Free for individual use

Cons

Price depends on how much you use the Expensify Card

Some users report slow support

4. Zoho Expense – Best Expense Tracker App for Zoho Users

Zoho Expense is a low-cost expense tracker app from the Zoho family. It links tightly with Zoho Books, Zoho People, and Zoho CRM. It also offers a free plan for up to three users, which makes it a great start for small teams.

Best for: Businesses that already use Zoho apps.

Key Features

Autoscan: Reads receipts and fills in claim details on its own.

Mileage tracking: Works out distance with GPS or maps.

Multi-level approvals: Sends claims to the right managers in order.

Travel requests: Staff request trips and get approval before they book.

Integrations

Zoho Books, Zoho People, Zoho CRM, QuickBooks, Xero, and NetSuite

Pros

Free plan for up to three users

Low monthly price

Works smoothly with other Zoho apps

Cons

Best value only inside the Zoho world

Reports are less detailed than enterprise tools

5. Rydoo – Best App to Tracking Expense for Travel

Rydoo is a Belgian expense tracker app built for teams that travel. It handles per diem rules for many countries. It also lets staff book trips and log costs in one place.

Best for: Teams that travel often, especially in Europe.

Key Features

Receipt scanning: Reads receipts in many languages and currencies.

Per diem rules: Applies daily allowance rates for different countries.

Travel booking: Staff book flights and hotels inside the app.

Mileage tracking: Logs trips and works out payback amounts.

Integrations

SAP, Oracle, Microsoft Dynamics, Xero, and QuickBooks

Pros

Strong travel and per diem features

Simple mobile app

Good support for Europe

Cons

Can cost more for small teams

Travel features may cost extra

Make travel expenses simple with mileage and multi-currency claims in Teams.

6. Happay – Best Expense Tracker App for Indian Businesses

Happay is an Indian expense tracker app for travel and business spending. It follows Indian GST rules and works with Indian banks and cards. Larger companies in India use it to control spending at scale.

Best for: Mid-sized and large businesses in India.

Key Features

GST-ready claims: Captures the tax details you need for GST filing.

Corporate cards: Issues cards with set spending limits.

Travel booking: Staff book trips that follow company policy.

Policy checks: Flags claims that break your rules.

Integrations

SAP, Oracle, and Tally

Pros

Built for Indian tax rules

Handles travel and expenses together

Good for large teams

Cons

Less useful for businesses outside India

No public pricing

7. Finly – Best Lightweight Expense Tracker App

Finly is a simple expense tracker app for teams that only need the basics. It skips complex features and focuses on quick receipt upload and clear reports. That keeps it easy for anyone to learn.

Best for: Very small teams that want a light, simple tool.

Key Features

Quick receipt upload: Add receipts from your phone in seconds.

Expense categories: Sort spending into clear groups.

Simple reports: See where your money goes at a glance.

Integrations

Check the Finly website for current integrations.

Pros

Easy to learn

Clean, simple design

Cons

Fewer features than larger apps

Limited public information

8. Airwallex – Best Multi-Currency Expense Tracker App

Airwallex is a global business account first, with expense features built in. It lets you hold, spend, and send money in many currencies at low exchange rates. Teams can use Airwallex cards and submit receipts in the same app.

Best for: Businesses that spend and pay in many currencies.

Key Features

Multi-currency accounts: Hold money in many currencies in one account.

Low-cost foreign exchange: Swap currencies at rates close to the market rate.

Company cards: Issue virtual and physical cards with spending limits.

Receipt capture: Staff add receipts to each card purchase.

Integrations

Xero, QuickBooks, and NetSuite

Pros

Great rates for foreign exchange

Strong global payments

Free entry plan

Cons

Not a full expense tracker app

Few mileage and per diem features

9. Volopay – Best All-in-One Expense Tracker App

Volopay brings company cards, bill payments, and expense claims together in one app. Finance teams can control all spending from one screen. It is popular across Asia-Pacific and is growing in other markets.

Best for: Small and mid-sized businesses that want one tool for all spending.

Key Features

Corporate cards: Issue virtual and physical cards with set limits.

Reimbursements: Pay staff back quickly for out-of-pocket costs.

Bill payments: Pay vendors from the same app.

Budgets: Set and track budgets by team or project.

Integrations

Xero, QuickBooks, and NetSuite

Pros

Many tools in one place

Strong in Asia-Pacific

Good spending controls

Cons

Less known in the US

Features vary by country

10. Ramp – Best Expense Tracker App for Startups

Ramp gives US businesses free corporate cards and a smart expense tracker app at no cost. It uses AI to match receipts and flag odd spending. Ramp ships new features fast, which fits fast-growing startups.

Best for: US startups and growing companies.

Key Features

Free corporate cards: Unlimited cards with set spending limits.

AI receipt matching: Staff text or email receipts, and Ramp matches them to card purchases.

Spending limits: Set rules by person, team, or vendor.

Bill pay: Pay vendors from the same platform.

Integrations

QuickBooks, NetSuite, Xero, Sage Intacct, Gusto, and Rippling

Pros

Free core plan

Strong automation

Fast new features

Cons

Only for US businesses

You need enough cash in the bank to qualify

11. Brex – Best Corporate Card + Expense Tracker App for Tech Companies

Brex offers high-limit corporate cards with built-in expense tools. It is popular with funded tech companies that grow fast and spend across many countries. Brex also includes travel booking and bill pay.

Best for: Venture-backed tech companies.

Key Features

High-limit cards: Limits based on your cash, not your personal credit.

Global cards: Spend in many countries in local currency.

AI receipt matching: Matches receipts to card purchases on its own.

Travel booking: Book trips that follow company policy.

Integrations

QuickBooks, NetSuite, Xero, Sage Intacct, and Slack

Pros

Built for tech companies

Strong global reach

Free entry plan

Cons

Stricter rules to qualify

More than most small businesses need

12. BILL Spend & Expense (Divvy) – Best Expense Tracker App for SMBs with Heavy AP

BILL Spend & Expense, once called Divvy, is a free expense tracker app with company cards. It sits beside BILL’s bill payment tools. Businesses can pay vendors and control staff spending in one place.

Best for: Small and mid-sized businesses that pay many vendor bills.

Key Features

Free corporate cards: Issue cards with set limits at no cost.

Real-time tracking: See every purchase as it happens.

Reimbursements: Pay staff back for out-of-pocket costs.

Accounts payable: Manage vendor bills next to staff spending.

Integrations

QuickBooks, Xero, NetSuite, and Sage Intacct

Pros

Free spend and expense tools

Bills and spending together

Easy to use

Cons

Credit approval needed

Bill pay features cost extra

13. Airbase (now Paylocity) – Best Expense Tracker App for Mid-Market

Airbase is a spend platform for mid-sized companies. Paylocity bought Airbase in 2024 and now links it with its HR and payroll tools. It brings cards, bills, and claims under one set of controls.

Best for: Mid-sized companies, especially Paylocity users.

Key Features

Corporate cards: Virtual and physical cards with spending rules.

Bill pay: Pay vendors with approvals built in.

Reimbursements: Pay staff back quickly.

Purchase requests: Staff ask for approval before they buy.

Integrations

Paylocity, NetSuite, QuickBooks, Xero, and Sage Intacct

Pros

Strong spending controls

One platform for all spending

Links with Paylocity HR

Cons

Hard to buy on its own now
Custom pricing only

14. SAP Concur – Best Enterprise Expense Tracker App

SAP Concur is one of the most complete expense tracker apps for large companies. It handles expenses, travel, and invoices across many countries. It also follows local tax and audit rules worldwide.

Best for: Large and global enterprises.

Key Features

ExpenseIt: Reads receipts and builds expense claims for you.

Concur Travel: Book trips that follow company policy.

Audit tools: Checks claims for errors and fraud.

Global tax support: Helps with VAT and local tax rules.

Integrations

SAP, Oracle, Workday, Microsoft Dynamics, and hundreds of partner apps

Pros

Very complete feature set

Strong global compliance

Scales to huge teams

Cons

Complex and slow to set up

Many users find it hard to use

Get enterprise-level expense control without the complex setup.

15. Navan – Best App to Tracking Expense for Remote Teams

Navan, once called TripActions, combines travel booking and expenses in one app. When staff book and pay through Navan, the app logs the expense for them. That cuts down on receipts for remote teams that meet up often.

Best for: Remote and hybrid teams that travel to meet.

Key Features

Travel booking: Book flights, hotels, and cars in one place.

Navan cards: Company cards that log expenses on their own.

Auto receipt matching: Links receipts to card purchases.

Policy controls: Keeps bookings within company rules.

Integrations

NetSuite, QuickBooks, Xero, Sage Intacct, Workday, and BambooHR

Pros

Excellent travel experience

Fewer receipts to chase

Easy for staff

Cons

Best value only if you book travel through it

Custom pricing

16. Payhawk – Best Visible Spend Management Expense Tracker App

Payhawk gives finance teams a live view of every company expense. It combines cards, claims, bills, and per diems across many countries. Companies with several branches find it useful.

Best for: Mid-sized companies with teams in several countries.

Key Features

Live spending view: See every purchase the moment it happens.

Multi-currency cards: Spend in local currency around the world.

Per diem and mileage: Handles daily allowances and trips.

Approval flows: Sends claims to the right people.

Integrations

NetSuite, SAP, Microsoft Dynamics, Xero, and QuickBooks

Pros

Clear, real-time visibility

Strong ERP links

Works across many countries

Cons

No public pricing

More than small teams need

17. Emburse (Certify/Chrome River) – Best Expense Tracker App for Large Organizations

Emburse owns several expense brands, including Certify and Chrome River. Its enterprise product handles complex rules for large, global groups. Hospitals, universities, and law firms often use it.

Best for: Large organizations with complex rules.

Key Features

Flexible rules: Build policies for different teams and countries.

Audit tools: Spot errors and fraud before payout.

Travel and expenses: Manage both in one system.

Global support: Handles many currencies and tax rules.

Integrations

Oracle, SAP, Workday, NetSuite, and Microsoft Dynamics

Pros

Handles complex needs well

Strong for healthcare, education, and law

Scales to large teams

Cons

Many brand names can confuse buyers

Custom pricing only

18. Rippling Spend – Best HR + Finance Integrated Expense Tracker App

Rippling Spend ties expenses to your HR data. When you hire or promote someone, Rippling sets their card limits and approval rules for you. It works best for businesses that already use Rippling for HR and payroll.

Best for: Businesses that use Rippling HR and payroll.

Key Features

Role-based limits: Spending rules update when someone changes roles.

Payroll payback: Repay staff through their next paycheck.

Corporate cards: Issue cards linked to each employee.

Bill pay: Pay vendors from the same platform.

Integrations

Rippling HR and payroll, QuickBooks, NetSuite, Xero, and Sage Intacct

Pros

HR data sets spending rules automatically

Fewer manual updates

One system for HR and spending

Cons

Best only if you use Rippling

Custom pricing for spend tools

19. Moss – Best Expense Tracker App for European Businesses

Moss is a German expense tracker app built for European businesses. It manages cards, invoices, and claims in one place. It also links with popular European accounting tools like DATEV.

Best for: Small and mid-sized businesses in Europe, especially Germany.

Key Features

Company cards: Virtual and physical cards with set limits.

Invoice management: Collect and pay supplier invoices.

Reimbursements: Pay staff back for out-of-pocket costs.

Multi-entity support: Manage several companies in one account.

Integrations

DATEV, Xero, and NetSuite

Pros

Built for European rules

Strong DATEV link

Easy to use

Cons

Less useful outside Europe

Pricing not fully public

20. Pleo – Best Smart Corporate Card + Expense Tracker App

Pleo gives every employee a smart company card. Staff snap a receipt right after they pay, and Pleo logs it for them. Its friendly design makes it a favorite with teams in Europe and the UK.

Best for: European and UK small businesses that want cards for every employee.

Key Features

Smart cards: Give each employee their own company card.

Instant receipt capture: Snap a receipt right after you pay.

Reimbursements: Pay staff back for personal card spending.

Invoice handling: Manage supplier bills in the same app.

Integrations

Xero, QuickBooks, DATEV, and NetSuite

Pros

Very easy for staff

Free starter plan

Fast receipt capture

Cons

Mainly for Europe and the UK

Limits on lower plans

21. Webexpenses – Best Cloud Expense Tracker App for SMEs

Webexpenses is a UK-based cloud expense tracker app. It follows UK tax rules, including VAT and HMRC mileage rates. Staff submit claims on their phone, and finance checks them online.

Best for: Small and mid-sized businesses in the UK.

Key Features

Receipt capture: Snap receipts with your phone.

HMRC mileage rates: Works out mileage pay using UK rates.

VAT tracking: Captures VAT so you can claim it back.

Policy checks: Flags claims that break company rules.

Integrations

Xero, Sage, QuickBooks, NetSuite, and Microsoft Dynamics

Pros

Built for UK tax rules

Simple cloud access

Good support

Cons

Less useful outside the UK

Custom pricing

22. Spendesk – Best Procurement + Expense Tracker App

Spendesk combines purchase approvals with expense tracking. Staff request a purchase, get approval, and then pay with a Spendesk card. This keeps spending under control before money leaves the business.

Best for: Mid-sized companies in Europe that need purchase approvals.

Key Features

Purchase requests: Staff ask for approval before they buy.

Company cards: Virtual and physical cards with set limits.

Invoice management: Collect and pay supplier bills.

Budgets: Track spending against team budgets.

Integrations

Xero, NetSuite, DATEV, and QuickBooks

Pros

Controls spending before it happens

Clear budget tracking

Strong in Europe

Cons

Custom pricing only

More than very small teams need

Keep every receipt and claim safe inside your own Microsoft 365.

23. Declaree (now Yokoy) – Best Automated Expense Tracker App for UK/EU

Declaree was a Dutch expense tracker app that Yokoy bought in 2022. Yokoy now uses AI to check every claim on its own. It finds errors and policy breaks before finance even looks.

Best for: UK and European businesses that want automated checks.

Key Features

AI claim checks: Reviews every claim for errors and fraud.

Receipt scanning: Reads receipts in many languages.

Mileage and per diem: Handles trips and daily allowances.

Invoice processing: Manages supplier bills too.

Integrations

SAP, Microsoft Dynamics, NetSuite, and Xero

Pros

Strong automation

Saves finance time

Good for Europe

Cons

Users moving from Declaree to Yokoy

Custom pricing

24. ExpensePoint – Best Simple Expense Tracker App

ExpensePoint is a simple expense tracker app with no extra clutter. It covers receipts, mileage, and approvals. Teams can set it up and start using it quickly.

Best for: Small teams that want a basic, easy tool.

Key Features

Receipt capture: Add receipts from your phone.

Mileage tracking: Log trips and work out payback amounts.

Approvals: Send claims to managers for sign-off.

Mobile app: Submit expenses on the go.

Integrations

QuickBooks

Pros

Very easy to use

Quick setup

Low price

Cons

Few advanced features

Limited integrations

25. Abacus – Best Real-Time Expense Tracker App

Abacus is known for real-time expense tracker and fast payouts. Staff submit claims as they spend, and the app pays them back quickly. Abacus is now part of Emburse.

Best for: Small businesses that want fast, real-time payouts.

Key Features

Real-time claims: Submit expenses the moment you spend.

Fast payouts: Pay staff back quickly.

Auto approvals: Approve claims that follow your rules on their own.

Card feeds: Pull in company card purchases.

Integrations

QuickBooks, Xero, and NetSuite

Pros

Fast payback for staff

Real-time view of spending

Simple to use

Cons

Now part of Emburse, so the product may change

Less standalone support

How to Choose the Best Expense Tracker App for your business

With 25 options available, choosing the right expense tracker can be difficult. Use these 10 checks to find the best fit for your business.

Check your current tools: Choose an app that works with the tools your team already uses, such as Microsoft 365, Zoho, or Rippling.

Test receipt scanning: Make sure it can accurately capture key details like the amount, date, and merchant.

Review approval workflows: Check whether the app can automate your existing approval process.

Check corporate card support.
See if it supports your existing cards or provides built-in corporate cards.

Check multi-currency support: If your team works across countries, look for currency and international expense support.

Review integrations: Make sure it connects with your accounting, banking, payroll, and other essential tools.

Check security: Review data protection, user permissions, and access controls before choosing a platform.

Compare the total cost: Consider subscription fees, card fees, integrations, and premium features—not just the starting price.

Test the mobile app: Employees should be able to capture receipts and submit expenses quickly from their phones.

Try before you buy: Use a free trial or demo with a small team to see whether the software fits your workflow.

Final Recommendation: Best Expense Tracker App for Your Business

The best expense tracker app depends on your team size and the tools you use. Expensify and Zoho Expense suit small businesses. Ramp and Brex work well for startups. SAP Concur and Emburse fit large enterprises, while FreshBooks is ideal for freelancers.

If your business runs on Microsoft 365, Expense Tracker 365 is the clear choice. It works inside Microsoft Teams, scans receipts with AI, and keeps your data in your own Microsoft 365 environment. That’s why it’s our best overall app to tracking expense in 2026.

Still chasing receipts and typing claims into spreadsheets?

Let Expense Tracker 365 do the work for you in Microsoft 365.